Question: Which Chase Card Should I Get First?

Will I be approved for Chase Freedom?

The Chase Freedom Unlimited credit score requirement is 750+, or excellent credit.

It may be possible to get the Freedom Unlimited card with a slightly lower score, such as 700+, especially if you have a lot of income and little debt.

But the higher your credit score is, the better your approval odds will be..

Which Chase credit card should I get first?

No other card issuer has a more definitive and restrictive rule than the Chase 5/24 Rule. Therefore, your best strategy will be to get valuable Chase cards first, while you are “under” 5/24, before branching out to other card issuers.

What is the easiest Chase card to be approved for?

The easiest Chase cards to get are the ones that require good credit for approval. They include Chase Slate, the Amazon Visa and the Hyatt Credit Card. And “easy” is a relative term here because you’ll need a credit score of 700+ to have a good chance of qualifying for them.

What kind of credit card should I get for my first one?

The Capital One® Platinum Credit Card is a great basic credit card with no annual fee for applicants with average or limited credit. If you have a little bit of credit history (or a fair one that you want to improve), the Capital One® Platinum Credit Card is an ideal starter credit card.

What’s higher than a black card?

The Mastercard® Gold Card™ is the highest end card offered by Luxury Card, which offers three metal rewards cards. The other two are the Mastercard® Black Card™ (Review) and the Mastercard® Titanium Card™ (Review).

What credit card does Bill Gates use?

American ExpressIt’s just easier.” The frugal billionaire revealed that he has at least one credit card though – “I’ve got an American Express card which I got in 1964.” His empire – Berkshire Hathaway – owed 17.9% of American Express as of the end of 2018.

What is the most prestigious Chase Credit Card?

Best Chase Credit CardsChase Freedom Unlimited®: Best for Straightforward Earnings.Chase Freedom®: Best for Category Bonuses.Chase Sapphire Reserve®: Best Premium Card.Chase Sapphire Preferred® Card: Best Travel Rewards for a Low Annual Fee.Ink Business Preferred® Credit Card: Best Travel Rewards Business Card.More items…•

What FICO score does chase?

ExperianChase primarily uses Experian as its credit bureau, but also uses TransUnion and Equifax for certain cards in certain states. The following chart shows the combined credit bureau preferences for all Chase cards. As you can see, several states use all three credit bureaus, while relatively few use only one bureau.

Does Chase give instant approval?

How long does it take to get approved for a Chase credit card? Many credit card approvals can happen immediately. If you don’t get an immediate approval, you will most likely get a decision in 7-10 business days. However, sometimes it can take up to 30 days.

What credit score do I need for Chase Sapphire?

700What does your credit score need to be for the Chase Sapphire Preferred card? While there is no set score needed, we recommend you have a credit score of at least 700, a clean 2 years of credit history, and an income of at least $30,000 per year.

Which credit card is best for first time users?

Here’s a Summary of The Best First Credit CardsFirst Progress Platinum Elite Mastercard® Secured Credit Card.OpenSky® Secured Visa® Credit Card.Deserve® EDU Mastercard for Students.Petal® 2 “Cash Back, No Fees” Visa® Credit Card.Platinum Credit Card from Capital One®Discover it® Secured.More items…•

What kind of credit score do you need for a Chase credit card?

Credit score required for Chase credit cards Chase’s cards are all intended for consumers with good to excellent credit scores, and we recommend you have a FICO® Score of 670 or higher when you apply. A score above 700 is even better and gives you a strong chance at an approval.

What is the hardest Chase Credit Card?

Hardest Overall: Centurion® Card from American Express. Luxury Travel: J.P. Morgan Reserve Credit Card. Rewards: U.S. Bank Altitude Reserve Visa Infinite® Card.

How do I prequalify for Chase Credit Card?

Online: Visit Chase’s pre-approval tool, and enter your name, address and the last four digits of your Social Security number….Here’s how to get Chase credit card pre-approval:Online. You can see any and all Chase cards you’re pre-approved for in a matter of minutes. … Branch. … Mail.

What credit card do billionaires use?

1. American Express Centurion Card. The American Express Centurion Card is the most exclusive credit card in the world and is commonly known as the original black card.