- Can I close my HDFC account with negative balance?
- What is required to open a bank account in HDFC?
- What are the charges for not maintaining minimum balance in HDFC?
- Which bank has lowest minimum balance?
- Can I open HDFC account online?
- Which bank is best for zero balance account?
- What will happen if minimum balance is not maintained in HDFC?
- Can I open zero balance account in HDFC Bank?
- What is the minimum balance to open an account in HDFC Bank?
- Which bank is best for zero balance account 2020?
- Which bank is best for opening account?
- What is minimum monthly balance?
Can I close my HDFC account with negative balance?
Either manager will close the account or the account will be dormant…..
For account closure we need to make it positive, if do not want to close then no need to pay but your -ve amount will be increase month by month.
We may required hdfc in future for any loan so i think its better to pay and close the account..
What is required to open a bank account in HDFC?
HDFC bank account opening documents required Proof of Identity – Passport, Driving license, Voter’s ID card, etc. Proof of address – Passport, Driving license, Voter’s ID card, etc.
What are the charges for not maintaining minimum balance in HDFC?
Balance Non-Maintenance Charges*AMB Slabs (in Rs.)Metro & UrbanSemi Urban>=7,500 to < 10,000Rs. 150/-NA>=5,000 to < 7,500Rs. 300/-NA>=2,500 to < 5,000Rs. 450/-Rs. 150/-2 more rows
Which bank has lowest minimum balance?
ICICI Basic Savings Account.HDFC BSBDA Small Savings Account.SBI Basic Savings Bank Account.Axis Bank Small Basic Savings Account.Indus Small Savings Account.Standard Chartered Bank’s Basic Banking Account.RBL Bank’s Abacus Digital Savings Account.IDFC Bank Pratham-savings account (BSBDA)
Can I open HDFC account online?
Apply online. Yes, it is true, you can open a Savings Account All you really need is your mobile number, to initiate the process. In fact, the procedure does not vary much. You simply upload your form and documents online, instead of going to the bank yourself.
Which bank is best for zero balance account?
8 Best Zero Balance Savings Account In IndiaIDFC First Bank Pratham Savings Account. … YES Bank Smart Salary Advantage. … IndusInd Bank-Indus Online Savings Account. … DBS-DigiSavings. … Kotak Mahindra Bank-811 Digital Bank Account. … HDFC Bank – Basic Savings Bank Deposit Account. … SBI – Basic Savings Bank Deposit Account. … Standard Chartered Basic Savings Bank Deposit Account.
What will happen if minimum balance is not maintained in HDFC?
HDFC Bank Savings Account Minimum Balance: Failure to ensure the minimum required balance attracts penalty charges for the account holder. … In other words, the lender levies certain penalty charges payable from the customer for failing to ensure sufficient average monthly balance (AMB).
Can I open zero balance account in HDFC Bank?
HDFC Bank zero balance savings account can be opened by any resident individual who is not having an existing relationship with the bank and do not have complete KYC. A zero balance basic savings account can be opened with HDFC Bank which will have certain transactional and operational limits.
What is the minimum balance to open an account in HDFC Bank?
Rs. 10,000The minimum amount required for opening Savings Account in HDFC is Rs. 10,000 for metro Urban branches Rs. 5,000 For Semi Urban branches Rs. 2,500 for Rural branches is required to open a Savings Regular Account.
Which bank is best for zero balance account 2020?
Top Zero Balance Savings Accounts in 2020S. NoBankZero Balance Savings Account1.State Bank of IndiaBasic Savings Bank Deposit Account2.HDFC BankBasic Savings Bank Deposit Account3.Kotak Mahindra Bank811 Digital Bank Account4.ICICI BankBasic Savings Account8 more rows•Oct 26, 2020
Which bank is best for opening account?
Best Bank to Open Savings Account in India:State Bank of India or SBI.RBL Bank.Axis Bank.Kotak Mahindra Bank.Citibank.Bank of India.RBL Bank.HDFC Bank.More items…
What is minimum monthly balance?
Monthly Average Balance (MAB), also known as the minimum average balance is nothing but the minimum amount you are required to maintain in your Savings Account every month. The figure is calculated at the end of each month and failure to maintain this minimum average balance will result in penalties.